Stay Above the Median

// August 6th, 2010 // 4 Comments » // Uncategorized

I’m planning on buying a house with my wife in the (near?) future and we’re in the learning phase of mortgages, financing, PMI, debt-to-income ratios, points, taxes, blah blah blah.  It sounds exhausting doesn’t it?

Through the process I’ve thought to myself, maybe we should wait and put 20% down.  Then we can get a fixer-upper¹, save on things like private mortgage insurance², and probably get better rates from a wider variety of lenders.

That’s a lot of coin, though.  No matter how you dice it.

11/8/09: I’m happy, kind of.

// November 8th, 2009 // No Comments » // Uncategorized

I’m pretty happy right now.  The House just passed the epic healthcare reform bill and kept public funding of abortions out of it.  I’m having a stream of thoughts as I watch this unfold on TV and the web though:

People who complain about the government take over of health care and offer instead that the private sector is a better solution should keep in mind the free market approach got us into this in the first place.