Stay Above the Median

// August 6th, 2010 // 4 Comments » // Uncategorized

I’m planning on buying a house with my wife in the (near?) future and we’re in the learning phase of mortgages, financing, PMI, debt-to-income ratios, points, taxes, blah blah blah.  It sounds exhausting doesn’t it?

Through the process I’ve thought to myself, maybe we should wait and put 20% down.  Then we can get a fixer-upper¹, save on things like private mortgage insurance², and probably get better rates from a wider variety of lenders.

That’s a lot of coin, though.  No matter how you dice it.

First Time Watching Glenn Beck

// December 17th, 2009 // 2 Comments » // Uncategorized

I’ve been watching Glenn Beck for the the first time for about ten minutes now and I’m speechless.  Knowing millions of people watch this seriously concerns me for a couple of reasons.  I just don’t understand the disconnect from reality and the massive generalizations they get away with.  Worse, they overlook such key components of issues in an effort to serve the points they’re trying to make that they actually distort reality.

Now I suppose from a pure entertainment point of view anything goes – but this program has the words Fox News spinning in the bottom left corner at all times – and I just don’t believe most people can separate what one part of the screen says from what the talking head in the center is preaching.  I say preaching very intentionally.  I think this is very intentional and calculated though.

11/8/09: I’m happy, kind of.

// November 8th, 2009 // No Comments » // Uncategorized

I’m pretty happy right now.  The House just passed the epic healthcare reform bill and kept public funding of abortions out of it.  I’m having a stream of thoughts as I watch this unfold on TV and the web though:

People who complain about the government take over of health care and offer instead that the private sector is a better solution should keep in mind the free market approach got us into this in the first place.